Meeting with Zhen's Friends

Meeting Agenda

July 21, 2006 At Starbucks

1. Self-introduction (A few minutes each)

2. Zhen Zhao:
Brief introduction of our views of the problem or trend in current financial market

3. Chris Rao:
Brief explanation of our approach of investment (Optimal risk-adjusted return)

4. Exchange of ideas:
Are there any concerns or questions about our approach?
Is it so different from the Target Retirement Funds?
Can it be accepted by the industry?
Can such software solutions be beneficial to investment professionals?
How can this be applied?

5. Learning:
How is professional investment decision made for clients?
What is advisors’ view of the financial advisory market?

6. Discussion:
Is there any potential to adopt our software solutions for advisors’ needs?

7. Conclusions
Please give us other advices.